Need an appraisal in Torrance or Los Angeles County?

The top 7 reasons why California homeowners need Anchor Appraisals:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge your property tax assessment in California
To lower your mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
Settle an estate in California by determining the true market value of real estate


	Own a house in or near Torrance, California and need help determining the price of it? Contact Anchor Appraisals.

We at Anchor Appraisals understand the special needs of a homeowner seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value judgement than yours.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if your house not appreciating as much as other properties close by. That only means you are probably paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Anchor Appraisals is your number one weapon when contesting your property tax assessment.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. We are seasoned in helping folks just like you remove unwanted and unneeded PMI insurance.

Was your HELOC recently frozen?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Anchor Appraisals can provide you with a professional appraisal to help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you'd prefer to have a veteran appraiser double-check it for precision or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? Anchor Appraisals offers field reviews where we'll go out and check the subject and comparables. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. Even though most review work is requested by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are wise to invest in a second opinion.